Reglementarea activităţilor bancare: limite şi permisiuni în sectorul financiar [Articol]

Abstract

The banking system of the Republic of Moldova is governed by a strict legal framework designed to ensure financial stability and consumer protection. This article analyzes the limits and permissions imposed on banks by national legislation, focusing on permitted financial activities and prohibited operations. Regulations set by the National Bank of Moldova (NBM), along with international standards such as the Basel Agreements, contribute to preventing systemic risks and strengthening trust in the banking system. The study highlights the importance of complying with legal norms to ensure a secure and sustainable financial environment.